![]() How can this possibly work? Of course, I believe the USB stick to contain certificates/encryption keys of some kind, that are used in the login process, but they don’t require the user to install any software on the machine. The stick alone is not enough, you also have to type your password - basically, 2-factor-authentification with a USB device being the second factor. ![]() From this point, you’ll be required to plug the stick into your computer every time you want to log in. Basically, you have to go to the bank in person and the guy gives you a tiny, cheap USB stick with a very low capacity. Most importantly, they introduced a rather unusual (I’ve never seen this before) identification method, which they call the ‘electronic certificate’. ![]() Especially, security seems to have been dramatically enhanced. My bank recently revamped its website, and it changed for the better as far as I’m concerned. ![]()
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